Terms of Service
Effective date: July 22, 2026
Use of Site
By accessing or using this website, you agree to these terms. If you do not agree, do not use the site. You agree to use the site only for lawful purposes and in a manner that does not infringe the rights of others.
Intellectual Property
All content on this site — including the Stairs & Buckets methodology, training videos, written materials, graphics, and copy — is owned by Insurance Agency Training or its licensors and is protected by applicable copyright and trademark laws. You may not copy, reproduce, distribute, or create derivative works from any content without prior written permission.
Educational Content Disclaimer
The training, articles, and other content on this site are provided for educational and informational purposes only. They are not professional, financial, legal, tax, insurance, regulatory, or investment advice. Results vary and are not guaranteed. You are responsible for your own business decisions and compliance with all applicable laws and regulations.
Limitation of Liability
To the fullest extent permitted by law, Insurance Agency Training and its owners, employees, and contractors shall not be liable for any indirect, incidental, consequential, special, or punitive damages arising out of or related to your use of this site or its content, even if advised of the possibility of such damages.
Governing Law
These terms are governed by the laws of the State of Wyoming, without regard to conflict-of-law principles. Any dispute arising under these terms shall be resolved in the state or federal courts located in Wyoming.